Open Season is officially underway! Eligible Active and Retired Federal employees can make changes to their health care plan between November 9th – December 14th.
If your Health Benefits Fair hasn’t already happened, be sure to check with your Health Benefits Officer (HBO) to learn when it will take place. Between the highly anticipated Self Plus One enrollment option and newly covered services, including acupuncture for anesthesia and pain relief, Home Health Services, and RAST / food allergy tests, there’s no shortage of reading material this fall season.
So, to help make this year’s Open Season decision feel more manageable, let’s chat and chew about the new-kid-of-the-block – Self Plus One enrollment – and where to access helpful resources so you can start solving the complexities of insurance!
Self Plus One: Compass Rose Members can read up on all the details surrounding the newest Self Plus One coverage in their latest copy of the Compass Connection. Or, check out Editor in Chief, Lindsay V.’s article (online here), which talks through some common questions pertaining to Self Plus One coverage to get you started. Learn about effective dates, member requirements switching to Self Plus One, and easy steps Federal employees can take to switch plans.
Open Season Web Page: Explore in greater detail what’s new with the Compass Rose Health Plan in 2016, member premiums, FREE additional benefits included with the health plan, and prescription drug coverage! Plus, you’re only a click away from accessing our National Formulary or ‘Find a Provider’ tool, which is great place to start if you’re new to the Compass Rose Health Plan. Check out www.compassrosebenefits.com/OpenSeason to learn more!
Office of Personnel Management: Don’t risk overlooking key differences between plan benefits—use OPM’s Comparison Tool to view multiple plans side-by-side without the added hassle. For more information about Open Season, visit https://www.opm.gov/healthcare-insurance/open-season.
How to Enroll / Make Changes to Coverage: OPM provides a detailed list of how eligible employees, Retirees, and their covered dependents can enroll, make changes, cancel coverage, plus more! Compass Rose Health Plan members and eligible employees use the following enrollment codes:
- Self Only (421)
- Self Plus One (423)
- Self and Family (422)
It’s important that you give yourself plenty of time to review each plan—and not just the premiums—but all your potential out-of-pocket costs, in- and out-of-network coverage, prescription drug costs, and much more! Don’t always assume last year’s coverage is your best option either – exploring and comparing takes time and energy, but in the end, could save you a lot of money!
If you have questions regarding Open Season changes or your specific health care needs, please call (877) 368-7227 to speak with a Compass Rose Health Plan Administration Insurance Specialist. For the full plan brochure and covered benefits, visit www.compassrosebenefits.com/Brochure for our 2016 FEHB Plan Brochure.