Did someone say FREE coffee?

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This year, the Federal Government Employees’ Life Insurance (FEGLI) Program is holding an open season, and we want you to know that you have another option: The Compass Rose Group Term Life Insurance Plan, underwritten by New York Life Insurance Company. Continue reading

Monthly MFS Tip: Life Insurance

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Life Insurance Awareness Month (Logo): Copyright © 2016 Life Happens | www.LifeHappens.org


Guest Blogger: Andrew Horowitz, CFP, Horowitz & Company, Inc.

How much life insurance should you have? Do you even need any at all?

As you grow older, it’s important to revaluate your need for life insurance. When you are single you may not have a great need, but when you are married with children that all changes. Even after the kids are grown, there may be a need to protect the household income if you or your spouse suddenly passes. Continue reading

Life Insurance Awareness Month®

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Life Insurance Awareness Month (Logo): Copyright © 2016 Life Happens | www.LifeHappens.org


Life Insurance Awareness Month® (LIAM) is in September – a month devoted to public education and awareness on the need and impact of Life Insurance.

Life insurance is extremely important to discuss with your family, especially because it isn’t meant for you—it is for those you leave behind. You work hard to make sure you can provide for, protect, and pave the way for your loved ones; however, in the event you’re unable to fill that role – whether it’s due to sickness, injury or loss – life insurance gives surviving dependents the financial freedom to continue down the path you started.

Continue reading

Insure your love.

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Despite how Valentine’s Day has turned into a commercial holiday—we know card stores make a killing—not all hope is lost. There are many ways you can show someone how much you love them that doesn’t involve big bouquets of roses and chocolates. One way is life insurance. Unlike the roses that eventually dry out and get thrown away, life insurance sticks around for far longer and does much more to help protect the ones you love.

So, in the spirit of Valentine’s Day, let’s chat and chew about the top reasons you should consider life insurance.

You just never know. Although it’s not pleasant to think about, you can pass away suddenly at any time; it could happen in an accident driving home from work, unexpected illness, or even natural causes. If you’re not around, life insurance gives your loved ones the ability to help pay the mortgage, bills, college costs, even smaller things like the groceries. While you can’t be replaced in their hearts, planning ahead does make it easier on the ones you leave behind.

Funerals are not cheap. In some cases, funerals can cost upwards of $7,000-$10,000 – and these are average costs, not extravagant funeral services. When already faced with a difficult and very emotional situation, life insurance can help take the financial burden off your family, which greatly decreases stress as well.

Death doesn’t mean debt. Debt can take a toll on any relationship – whether you’re dead or alive. In the event something tragic happens, life insurance can help cover any debts you personally left behind.

It covers your business. Life insurance isn’t just for individuals—your coverage amount can be put toward a business you might own. It can help protect your business from financial loss, liabilities, or instabilities in the event of a business owner/partner’s death. Don’t let something you put your life’s savings and years of hard work into crumble overnight. Prepare ahead of time with life insurance.

Plain and simple, it provides peace-of-mind. With all the uncertainties in life, especially for those who travel overseas, life insurance is a necessary back-up plan. As much as we wish we could predict the future, we can’t. All we can do is prepare for it.

At Compass Rose Benefits Group, we offer Group Term Life Insurance through New York Life Insurance Company*. With up to $500,000 in coverage and protection for Acts of War and Terrorism, our members can rest easy knowing their loved ones are protected. For more information, about the plans features, costs, eligibility renewability, exclusions and limitations, visit www.compassrosebenefits.com/Life.

Insure your love this Valentine’s Day—purchase life insurance and show the ones you love the most how much they mean to you! After all, it’s the gift that keeps on giving!

*(NY, NY 10010) on policy Form GMR-ER-P
BATES 1639401